| 1 | |
| Researcher: | Patel, Kamaleshkumar Dahyabhai |
| Guide: | Patel, V G |
| University: | North Gujarat University |
| Language: | English |
| 2 | Credit rating in India: an in-depth study on use, understanding and reliability |
| Researcher: | Patel, Kamaleshkumar Kevalbhai |
| Guide: | Prajapati, B A |
| University: | North Gujarat University |
| Language: | English |
| 3 | |
| Researcher: | Pandya, Kamaleshkumar Harshasray |
| Guide: | Trivedi, M M |
| University: | North Gujarat University |
| Language: | Gujarati |